Cigars & Tobacco Merchant Accounts

Selling cigars, cigarettes, or tobacco online requires robust credit card processing solutions and support.

Cigar and Tobacco Processing

In order to begin selling tobacco online, you will need to secure a payment gateway. To do that, you should find a high risk payment processor supportive of the cigars and tobacco industry. It’s not unusual for many businesses in this space to forego the ability to accept credit cards, but that shouldn’t have to be the case. Open up your business to multiple payment options by securing a tobacco merchant account and reap the benefits.

Tobacco Processing: A Thriving Industry

Before delving deeper into the tobacco industry, it is best to start by defining what certain tobacco products are. A cigarette is made of finely cut leaves of tobacco placed in a thin rolled paper used for smoking. Meanwhile, cigars typically use whole-leaf tobacco wrapped in tobacco leaves.

Despite what the media may imply, tobacco products are still selling extremely well. Each year, billions of tobacco products are sold in the US alone. In fact, almost 250 billion cigarettes were sold across the country in 2017. Meanwhile, almost 12 billion cigars were sold in 2015—11.9 billion of those were large cigars and the rest cigarillos.

The tobacco industry remains one of the most profitable industries in the US and the whole world. With those numbers, it's no wonder so many people seek a cigar and tobacco merchant account.

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How To Benefit from a Tobacco Payment Processor

Over the last few decades, governing bodies and health professionals have bolstered their efforts to prevent the use of tobacco. It is not easy to run a business selling cigars online unless you have a tobacco credit card processor.

Selling tobacco online, including cigar and cigarette products, is not illegal. No federal law bans online sales of these items. However, there are loose rules that try to regulate online sales of tobacco in the online world. For this reason, tier one banks often feel unprotected when working with these businesses.

Looking for a traditional merchant account for businesses in the tobacco industry can be quite frustrating. Declines, shutdowns, and overall dissatisfaction are common with businesses starting up in this sector. The only way to properly accept credit cards online or in your store is with a high risk tobacco merchant account.

With a high risk processor supporting you, your business receives a supportive bank partner and risk mitigation procedures to combat fraud. Credit card processing is necessary to the growth and development of your business. Why not do it right the first time and find a provider that wants your business to thrive?

Easy Processing Helps you Sell Cigars Online

If you are looking for a tobacco processing merchant account, you have come to the right place. PEasy Processing LLC and it's Partners are the most reliable high risk tobacco credit card processor because our services are designed especially for hard-to-place industries. You need a processor who understands the challenges businesses like yours face, and provides built-in solutions for them.

We work with each of our merchants to develop a personalized solution that helps reduce risk and maintain sturdy processing. Some of these solutions include:

CBD & Hemp Products We Support

  • Brokering changes imposed by the acquiring banks
  • Secure MOTO and in-house integrated payment gateways
  • Maintaining compliance with onsite changes

The business’ individual risk level is assessed based on a multitude of factors as you begin the application process. One step to reducing risk is making sure your website displays clear privacy and refund policies. Another way to reduce risk is by securing SSLs for your web pages. Other factors that affect your risk and approval are your credit scores, previous bank statements, and other merchant account histories.

At Easy Processing, we streamline this process with in-house procedures that speed up the application process. By customizing the payment processing application for each of our cigar merchants, we can integrate our solutions based on your specific needs.

Beginning Your Payment Gateway Approval Process

  • You will first need to start the pre-application online.
  • A dedicated sales representative will contact you to finish the submission process.
  • Most approval times are between 24-36 hours.
  • Once approved, you will set up the gateway and can begin processing immediately.

Why Partnering with Us Brings Success to Our Merchants

The majority of our merchants have made their way to us after being shut down by their previous payment processor. Frustratingly, this is commonly caused by relaxed underwriting and a misunderstanding of the business by the acquiring bank. An unannounced account closure can put you and your business at risk due to the holding of funds and possible Terminated Merchant File (TMF) listing. In order to prevent this, a high risk provider must be able to support your business type and have relationships with multiple banks and regulatory bodies to do so. Luckily, Easy Processing has all of that. Hard-to-place accounts are our specialty because of the infrastructure that we have in place.

Our dedicated account managers help you to stay compliant and broker the lowest rates for our processing merchants. By securing a payment gateway and reducing your risk factor to the bank, you have the ability to start selling cigars and tobacco online instantly.

We Can Process for Your Cigar & Tobacco Business

Poor personal credit? No problem. No processing history? Not an issue. We have the bandwidth and track to get you on your way to processing credit cards quickly and securely.

The fastest way to grow your business with the leader in
Credit Card and ACH Processing.

Tobacco Website Hosting Platforms

Using OpenCart is perfect for hosting tobacco and cigar online websites. It has the power and resources that a growing business needs. Now with Easy Processing LLC, you can integrate payment processing directly into your shopping cart so your customers can pay online. Integrate your Opencart site with Easy Processing to get set up and running in no time.